Effective: February 27, 2014
This privacy policy applies to visitors to the site,
www.CrownAtlantic.com (the “Site”), which is owned and operated by Crown Atlantic Insurance, LLC (hereinafter referred to as "we", "our", or "us"). The purpose of this privacy policy is to disclose to you what information we may collect, how we may collect it, with whom we may share it, and certain other matters related to such information, including the choices you have regarding our collection of information and our use and disclosure to other parties of information we may have collected from you.
TYPES OF INFORMATION THAT MAY BE COLLECTED
When you visit the Site or respond to one of our offers, we will collect personal information that you voluntarily provide to us, such as your name, email address, telephone number, physical address, gender, zip code, information about your financial assets or other information voluntarily provided by you to the Site or to Crown Atlantic Insurance, LLC.
We also collect any content that you submit to the Site, such as surveys and questionnaires, including personal information that is included in such content.
We may passively collect certain types of information whenever you visit the Site. For example, we may collect click-stream data, your IP address and other usage information sent to us by your browser or device.
In addition, we may receive information about you from other third-party sources and add it the personal information you have provided us.
We may also collect aggregated information as you visit the Site.
HOW INFORMATION MAY BE COLLECTED
We may request personal information from you via surveys or voting polls. Participation is voluntary and you will have the opportunity to decide whether or not to disclose information. At times, you may have to register to vote or to take part in a survey.
We may collect information through our call-in centers or email or direct mail, if you use one of these mechanisms to respond to our offers.
We may offer free newsletters to share information with you about the Site, about us and our affiliates and subsidiaries, or about our business partners and advertisers and sponsors. You may receive a newsletter either by registering for a particular newsletter or in conjunction with a special feature for which you have registered on the Site. You may unsubscribe from any email you received by using the unsubscribe link in the newsletters or emails themselves.
Cookies
This Site is cookie-enabled to give you a more customized user experience. A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer’s hard drive. Cookies are used to collect information on the number of visitors to our site and the number of pages viewed. It is also used to provide relevant information to our visitors and for website and system administration, including research and development, user analysis and business decision-making.
Other Web Tracking Technologies
We may use web beacons and other standard Internet technologies to track your use on the Site. Web beacons (also known as clear gifs, pixel tags, targeting and re-targeting pixels, third party pixels or web bugs) are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users or to access cookies. We also may include web beacons in e-mail messages or newsletters to determine whether messages have been opened and acted upon.
HOW WE USE THE INFORMATION COLLECTED
We own the information we collect. As applicable, the information you provide to us may be used to:
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contact you about the Site;
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monitor or improve the use of the Site;
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customize the advertising and content you see;
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monitor compliance with our terms of use;
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provide special offers to you from us and/or affiliates and subsidiaries or other third parties;
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develop new offerings on the Site;
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send you promotional material on behalf of our business partners.
WITH WHOM THE INFORMATION MAY BE SHARED
At times, we may share your personal information with others for various purposes, including direct marketing purposes. We may share your information (including, without limitation, personal information) with our subsidiaries and affiliates.
We may transfer all personal information that you voluntarily provide us to third-parties, such as companies who offer financial products for sale, for their direct marketing purposes. These companies may retain your information whether or not you use their services and you should review their privacy policies for information regarding their use of your information.
We employ other businesses, certain services and individuals to perform functions on our behalf. Examples include sending e-mail, removing repetitive information from customer lists, Site analysis, analyzing data, providing marketing assistance, and providing customer service. These entities have access to personal information needed to perform their functions, but may not use it for other purposes.
Third-Party Offers
We may send offers by email to you on behalf of other partners. If you do not want to receive such offers, you may opt out by following the “Unsubscribe” link contained in the email. We are not responsible for the privacy practices of these other companies, and you should review the privacy practices of such Web sites prior to providing your personal information.
Aggregate Information
We may share aggregate information such as demographics and Site usage statistics with advertisers, sponsors or other organizations. When this type of information is shared, the other parties do not have access to your personal information.
Legal Transfers
The Site may be sold along with its assets, or other transactions may occur in which your personal information is one of the business assets transferred, including a sale in bankruptcy. In such a case, your personal information, which we have gathered, may be one of the business assets we transfer.
In the event we are required to respond to subpoenas, court orders or other legal process your personal information may be disclosed pursuant to such subpoena, court order or legal process, which may be without notice to you.
We may also share your personal information to protect our rights or business interests, or the rights of third parties.
EMAIL COMMUNICATIONS
By using this site you agree to receive email communications from us. When you open emails from the Site, we may receive a confirmation noting you opened an email from us, if your computer supports such capabilities. We also may keep track of what emails we send you and what emails you may be receiving from us and our subsidiaries and affiliates. We also may keep track of what emails you send to us.
INTEREST BASED ADVERTISING
We may partner with third-party service providers to serve ads on our behalf on non-affiliated third party sites. Some of those ads may be personalized, meaning that they are intended to be relevant to you based on information we or the online advertising network serving the ad collect about your online activities here and elsewhere over time. For example, anonymous information collected across multiple sites that you visit over time may enable the ad network to predict your preferences and show you ads that are most likely to be of interest to you. Please note that we do not share any information that identifies you personally with the third party service providers who serve ads on our behalf.
THIRD PARTY LINKS
For your convenience, this Site may contain certain hyperlinks to other websites. We make no promises or guarantees regarding data collection on the hyperlinked pages that are not owned by Crown Atlantic Insurance, LLC. We recommend that you read the privacy policy/statement for each site you visit.
YOUR CALIFORNIA PRIVACY RIGHTS
For California Residents Only: As described in this privacy policy, we may make your personal information available to third parties for their marketing purposes. If you do not want us to share your personal information with third parties, you may opt-out of this information sharing by emailing us at
privacy@crownatlantic.com.
COLLECTION OF MEDICAL INFORMATION
By using this site, you agree that we may use the personal medical information submitted by you through this site for direct marketing purposes and may disclose or sell your medical information to third parties for such purposes.
CORRECTION/UPDATING PERSONAL INFORMATION
If your personal information (such as your address) changes, or if you no longer desire to access our Site, you may correct, update or remove the personal data you have provided to us by making changes to your profile or by using an opt out message in an email with your request. If you have any questions about this privacy policy or the privacy practices of this Site, please contact:
privacy@crownatlantic.com.
NOTIFICATION OF CHANGES AND YOUR ACCEPTANCE OF THE PRIVACY POLICY
By using this Site, you signify your agreement to the terms of this privacy policy. If we decide to change or update this privacy policy, we will post the change or update here. Your continued use of the Site shall constitute your acceptance of such revised privacy policy.