Market Downturn Could Delay Retirement for Millions

It's the elephant in the room at every major brokerage around the country, and it's the topic of hushed conversations between many stock brokers. It's got them worried and they know that it's not if … it's when. You see, they know two things that too many of their clients don't.

#1 — We are in the fifth largest S&P 500 bull market ever!^1,2
#2 — All other top 10 bull markets were followed by a downturn of 21%-60%!²

Here are the big questions that should concern you, but may not concern the brokers quite as much:

• Where will your retirement dollars be when the current bull market takes its downward turn?
• How will you handle a 21%-60% hit to your retirement nest egg?
• Would a downturn delay your retirement?
• Will the downturn force a change to your standard of living and lifestyle in retirement?

The truth is, the market down turn is inevitable, but your exposure to it is not! You don't have to live in retirement uncertainty. There IS a better way…

Crown Atlantic has been helping hard-working people like you secure their retirement income through contractual guarantees.* Crown Atlantic represents many insurance companies offering contracts called "fixed-indexed annuities" — they accumulate savings tax deferred, and allow you to add stability to your finances by crediting additional interest when a market index, like the S&P 500, is successful.** In addition, your principal (and interest earned in previous years) is protected from losses when the market doesn't do well.

Crown Atlantic has local representation through our national team of independent annuity professionals. We are working at the local level to show baby boomers and retirees how they can maximize their retirement income while having the security of these contractual guarantees.

Our professionals will meet with you to review the indexed annuity contracts and riders available in your state. If you have $100,000 or more earmarked for retirement, we'll provide you with a personalized Retirement Income Report. Our strategy will outline exactly how much guaranteed income you can expect from your retirement dollars.

Take the guesswork out of retirement planning. Get contractually guaranteed income for life! Let one of our annuity experts show you how to increase retirement income by up to 30% or more while guaranteeing your income payments for the rest of your life, even if you live to 110!

Every large bull market has been followed by a minimum 20% downturn. Why not pass market risk off to the insurance company? With an indexed annuity you'll benefit when the index your annuity is linked to does well but be insulated from market risk when the index turns downward.

Annuities are long-term insurance contracts designed for retirement. As a result there may be fees or penalties for early withdrawals, including surrender charges and if taken prior to age 59 1/2, may be subject to a 10% federal additional tax. *Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company; they are not insured by the FDIC. **An indexed annuity does not participate directly in the stock market or in an index's gains or returns. The applicable index is a factor that in part determines the interest to be credited. A fixed-indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments, or index.

¹http://fc.standardandpoors.com/cms/Custom_Site/57488/gallery/S&P_Chart_FINAL.pdf
² https://finance.yahoo.com/echarts?s=%5EGSPC+Interactive#symbol=%5Egspc;range=1y;compare=;indicator=volume;charttype=area;crosshair=on;ohlcvalues=0;logscale=off;source=;